Certain people cannot help the temptation of living like a celebrity—even when they can’t afford it themselves. These people are just plain toxic to maintaining a healthy mindset about money. Hanging out with people who insist on keeping up with the Joneses will only encourage spending beyond your means, most often to impress people who don’t matter.

Anyone who has been around the super rich will tell you that wealth whispers. They don’t usually want to draw attention to their wealth because that brings out users. Flashy people, on the other hand, want others to know they have money because they are often insecure about their position in life.

People who insist on flashing cash aren’t usually wealthy and generally will drag others down with them.